Helping Businesses Grow & Succeed
Sebastian Munera and Ricardo Ardila have known each other since their college days at Florida International University, both earning undergraduate and master’s degrees in mechanical engineering. They worked in the HVAC industry for many years, including industry giant Carrier. As they were contemplating leaving their leadership roles at their companies […]
What’s the No. 1 reason small businesses fail? Cash flow, not lack of profits. About 80% of small business failures happen because of poor cash-flow management. Ray Juncosa, a consultant at Florida SBDC at FIU and a finance specialist, says he hears it all the time from his clients: “They say ‘we […]
Ray Juncosa, a consultant at Florida SBDC at FIU and an expert in business finance and access capital, doesn’t mince words. “If you don’t have a grasp of your finances, it will be difficult to succeed,” he tells small businesses. As a small business owner, you need to understand your […]