Ray Juncosa, a consultant with the Florida SBDC at FIU, specializes in finance and helping small businesses get access to capital. Juncosa spent four decades as a banker, where he generated close to a billion dollars in loans and held senior management positions, and is an adjunct professor. He is […]
Tag: access to capital
Put a ribbon and bow on this news: Small business optimism is rising
We have a heaping helping of small business data to share with you, and it points to a good year ahead. Several economic surveys and studies out this month show that small businesses are feeling more confident than ever, shunning Grinch-like recession fears. So let’s get right to it. In […]
When the bank says no, where do you go? Be careful out there …
It’s a growing problem: Small businesses are getting in over their heads with debt, often brought on by the use of online lenders that typically charge higher rates and can require shorter payback periods than banks and other alternatives. Because traditional bank loans are difficult for many small businesses to […]